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Winshark Casino NZ$4400 + 300 free spins
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Best Bank Transfer Casino Sites in New Zealand 2025

  • Last update: 21.08.2024
  • Affiliate disclosure
    Affiliate disclosure

    Citeulike is a self-governing website that offers comparisons of various online casinos. It includes affiliate links, which could result in us receiving a commission if you decide to accept any of the offers we list. Our expert team focuses on identifying top-notch bonuses and safe casino options for your gaming experience. We meticulously evaluate each bonus prior to incorporating it into our site.

There are several well-known and highly popular bank transfer casino sites that players in New Zealand can play at. These instant banking casinos are known for giving online casino players generous deposit bonuses, as well as access to great casino games and the ability to use online banking for secure transactions. In this review, I'll discuss the merits of using traditional bank transfers in online casinos, as well as the general benefits of playing at a bank transfer online casino. To learn more, keep reading my review.

Top Bank Transfer Casinos in New Zealand in June 2025

New Zealand All casinos accept players from New Zealand
Winshark Casino
Winshark VERIFIED
5.0 /5
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The best online casino sites where players can make bank transfer deposits and withdraw money are frequented by thousands of Kiwi players daily. The list above is based on a thorough analysis of the NZ casino market, using key criteria to accurately assess the top wire transfer casino sites.

Best Bank Transfer Casinos in New Zealand in June 2025

The best online casino sites where players can make bank transfer deposits and withdraw money are frequented by thousands of Kiwi players daily. The list above is based on a thorough analysis of the NZ casino market, using key criteria to accurately assess the top wire transfer casino sites.

Overview of the Best Bank Transfer Casinos

I've carefully selected the best online gambling sites where players can engage in online gambling and make casino deposits and withdrawals by bank. My top entries include the following providers:

Rank Casino Welcome bonus Min. deposit Withdrawal time
1 Neon Vegas 500% up to $500 $10 3-5 work days
2 Wildz Bonus up to $1.000 + 200 FS $10 3-5 work days
3 Jackpotcity Bonus up to $1.600 $5 3-5 work days
4 Spin Casino 100% up to $1.000 $10 3-5 work days
5 Just Casino Up to $5.000 + 400 FS $20 3-5 work days

How I Rate Bank Transfer Casinos in New Zealand

When rating the top New Zealand casinos that accept bank transfers, I use several important criteria on which I base the results. Some of them are:

  • License: All casinos on my list are licensed by a competent authority, like the MGA or the AGCC. This guarantees that the casinos are legit and safe to use.
  • Security: Naturally, players are very concerned with their safety during online gaming. The NZ online casino sites that I feature on my list are secured with SSL encryption and all of their games have been tested by independent testing agencies and proven to be fair.
  • Games: The best direct bank transfer casino sites feature thousands of casino games. This includes pokies, blackjack, roulette, baccarat and many other types of fun games.
  • Bonuses: Players that deposit money at casinos on my list will get a generous deposit bonus for doing so. Besides the deposit bonus, there are free spins, VIP and loyalty rewards, cashback bonuses and more. Moreover, the bonus terms and conditions have fair wagering requirements.
  • Availability of direct bank transfer: It goes without saying that all casinos in this section are instant bank transfer casinos. You can make bank transfer payments in the form of deposits and withdrawals.
  • Other payment methods: If you don't wish to make a bank transfer deposit or withdrawal, then you can use another popular payment methods at online casinos like VISA, Mastercard, Maestro, Neteller and others.
  • Customer support: Players may have certain questions regarding the casino from time to time. If this is the case, then they should be able to contact customer support via phone, email or live chat 24/7 to get help quickly.
  • Mobile optimization: Casino players can play at the best direct bank transfer casinos right from their mobile devices. The casinos are known to include mobile support by offering Android and iOS apps or optimized websites.
  • User experience: From the moment they enter the casino site, players need to have a pleasant experience. This would mean that the site has a user-friendly interface that players can easily maneuver through - and that the site features a high level of functionality.
  • Responsible gambling: Some players may experience problems stemming from excessive gambling. In such a case, they need to have immediate access to helpful responsible gambling tools, information and resources.
  • Reputation: Casinos that have a great reputation among critics and players invariably rank higher on my list.

Top Bank Transfer Casinos for Kiwis

If you want to have the best online gambling experience, then you need to play at the top online casinos with bank payments. They are not only safe and secure to use, but they also feature thousands of fun and lucrative games, as well as alternative payment methods to wire transfers. In this section, I'll discuss my top 5 choices of casinos with instant bank transfers.

Neon Vegas Casino

Neon Vegas Casino Lobby

Neon Vegas is one of the best-known, highly-reputable online casinos in New Zealand where you can make a traditional bank transfer. New players get a big bonus of 500% up to $500 as a deposit match. It's a legitimate online casino that's owned and operated by BP Group Limited and it was launched in 2020. Its withdrawal limits are $5000 per day or $25000 per month . It offers alternatives to direct bank transfers like VISA, Mastercard, Skrill, Payz and others.

Feature Information
Welcome bonus 500% up to $500
Foundation year 2020
License MGA
RTP ~97%, varies with games
Pros:
  • High welcome bonus
  • Fast withdrawals
  • Mobile-friendly website
  • Licensed by MGA
Cons:
  • No mobile app
  • No phone support

Wildz Casino

Wildz Casino Lobby

At Wildz Casino, new players are rewarded with generous casino bonuses. For starters, Kiwi players get a deposit match up to $1.000, with 200 free spins for pokies. Of course, players can make direct bank transfers at this casino - they can easily deposit and withdraw funds via the top NZ banks. Wildz Casino has a MGA license and it's owned by Rootz Limited. It's one of the top-rated mobile casinos , as well, with support for Android and iOS devices.

Feature Information
Welcome bonus $1.000 + 200 FS
Foundation year 2019
License MGA
RTP ~96%, varies with games
Pros:
  • Extensive game variety
  • Mobile-friendly
  • VIP and loyalty rewards
  • High-quality live games
Cons:
  • Limited payment options
  • Long card withdrawal times

Jackpot City Casino

Jackpot City Casino Lobby

Jackpot City is a casino that features easy online casino payments via direct bank transfers. Players can also use alternative payment methods like credit and debit cards, e-wallets and others. The best thing about Jackpot City Casino is that it features more than 500 games, more than 400 of which are fun pokies made by some of the best iGaming developers. New players will get deposit bonuses of up to $1600 over the course of the first 4 deposits. Jackpot City Casino is owned by Bayton Ltd and it was launched in 1998, making it a long-standing online casino.

Feature Information
Welcome bonus Up to $1600
Foundation year 1998
License AGCC
RTP ~97%, varies with games
Pros:
  • Long-standing reputation
  • Large progressive jackpots
  • Multiple payment options
  • 24/7 customer support
Cons:
  • High wagering requirements
  • No free game demos

Spin Casino

Spin Casino Lobby

Spin Casino is another popular online gambling site where players can make instant bank transfers. It's the preferred online casino for thousands of Kiwi players. There are several reasons for this - Spin Casino features hundreds of great games , generous bonuses for new and current players, and several payment alternatives . New players will get a 100% deposit match up to $1000 . The casino is licensed by the AGCC and is owned and operated by Bayton Ltd.

Feature Information
Welcome bonus 100% up to $1000
Foundation year 2019
License AGCC
RTP ~96%, varies with games
Pros:
  • Fast payouts
  • Mobile-friendly platform
  • Multiple deposit options
  • Licensed by the AGCC
Cons:
  • High bonus wagering
  • Limited game filters

Just Casino

Just Casino Lobby

Just Casino was launched in 2023, making it one of the newest instant bank transfer casino NZ sites in New Zealand. It's a highly popular online casino, as players can play games like pokies, roulette, blackjack and live dealer games created by the best developers in the industry. In fact, Just Casino features over 9000 casino games , which means that players will never get bored here. Apart being able to make direct transfers by bank, players can use payment alternatives like Visa, Mastercard, Neteller and others.

Feature Information
Welcome bonus Up to $5000 + 400 FS
Foundation year 2023
License Curacao
RTP ~97%, varies with games
Pros:
  • Large game library
  • Crypto-friendly
  • Fast withdrawals
  • High withdrawal limits
Cons:
  • High minimum deposit
  • Newer, less established brand

Pros and Cons of Bank Transfer Casinos

Casinos that support instant bank transfers have their own respective pros and cons - their strengths and weaknesses , so to speak. You can check the most salient pros and cons below.

Pros:
  • High Security: Wire transfers are among the safest payment methods, offering strong encryption and multi-factor authentication to protect your transactions.
  • Widely Accepted: Bank transfers are available in most online casinos, making them a reliable and universal option.
  • Large Transaction Limits: Bank instant payments often allow for higher deposit and withdrawal limits compared to other methods.
  • Convenient for Large Sums: Ideal for players who need to transfer large amounts of money securely.
  • Direct Transfers: Funds move directly between your bank and the casino, reducing the need for third-party services.
Cons:
  • Long Processing Times: Withdrawals via bank transfer can take several days, sometimes up to a week, to be processed.
  • Potential Fees: Wire transfers may charge fees for transfers, especially for international transactions, which can range from a flat fee to a percentage of the amount.

Are bank transfer online casinos legal in New Zealand?

Even though online casino gambling is not regulated in New Zealand, players can still play at offshore casino sites legally. These are all legitimate online casinos that are licensed by competent iGaming authorities like the MGA and AGCC . Moreover, they offer instant bank transfers as a payment method, besides e-wallets and credit and debit cards, all of which are completely legal to use at online casinos.

Regardless, the government of New Zealand has recently announced that it will legalize online gambling in the country, beginning to regulate it from 2026 onward. For now, players should stick to the offshore casino sites that are featured on my list for a safe and exciting, legal online gambling experience.

Bank Transfer Online Casinos by Category

As mentioned before, different casinos have different strengths and weaknesses. It's important for players to know where a casino's strengths lie, to make an informed decision where to play. Here, you will see the top-ranked casinos that accept instant bank transfers in several different categories.

Category Casino
Best Mobile Casino Neon Vegas Casino
Biggest Welcome Bonus Just Casino
Best Game Selection Wildz Casino
Fast Wire Transfer Jackpot City Casino
Best Selection of Pokies Spin Casino

How Bank Transfer Works

Bank transfers work very simply. The way the transfer is initiated is the recipient bank is allowed to pull funds from the sender bank account, resulting in an instant bank transfer. Of course, there are exceptions to making an instant bank transfer, as sometimes it may take up to 7 days for a transaction to be processed.

When making a bank transfer, the payer needs to share banking details for the transaction to be initiated. The instant banking casino transfer is a plain transfer of funds from one bank account to another. Sometimes, transfer fees may be incurred . As such, a direct bank transfer is a safe payment method that can be used by anyone with a local bank account at a bank.

Aleksa Radulovic
Aleksa Radulovic

Gambling Expert

One of the main downsides of bank transfers is that they can take a few days to process. However, I value them for their security. If I win a large sum of money, I’d prefer to use a bank transfer for the payment rather than an e-wallet or card.

Types of Bank Transfers

There are some intricacies regarding bank transfers. Namely, there are a few different types of bank transfers that you can make at online casinos:

  • Bank transfer: A transfer of funds from one bank account to another. The banks can both be in New Zealand or in another country altogether. If different banks are used, then a financial institution called a clearing house helps process the transaction.
  • Instant bank transfer: This type of transfer is much speedier than a regular bank transfer or a wire transfer. It's made via Open Banking and it's fast and secure. It can be made between domestic NZ banks.
  • Direct bank transfer: This type of payment allows you to pay from one account to another at a casino that features direct bank transfer deposits. This payment may take up to 3 days to clear, which makes it less popular.
  • Wire bank transfer: This payment method is processed through the SWIFT network, not through an ACH. It's a payment method that's popular in the United States.

How to Make a Deposit with a Bank Transfer

Making an instant bank transfer at an online casino in New Zealand is very simple and easy . All you need to do is follow the simple steps that I've outlined below:

Visit the casino site where you'd like to play:

Enter the official link in your web browser.

Log into your online casino account:

Use your login credentials - username and password.

Visit the cashier section:

Here, you can select bank transfer as a deposit method.

Enter a deposit sum:

Make sure it's equal to or above the minimum deposit threshold. Don't forget to claim your deposit bonus, if available.

Enter banking details:

You'll need to enter information like bank account number in the required fields.

Initialize the bank transfer:

Once you've entered the required information, you can start the direct bank transfer to deposit funds.

It just takes time How to Make a Deposit with a Bank Transfer

How to Make a Withdrawal with a Bank Transfer

The withdrawal process is not very dissimilar to the deposit process when it comes to a transfer between two bank accounts. Follow the steps below:

Visit the casino site where you'd like to make a withdrawal:

Once again, enter the official link in your web browser.

Log into your online casino account:

Enter your username and password to get in.

Visit the cashier section:

Here, choose bank transfer as a withdrawal method.

Enter a withdrawal sum:

Make sure that the sum is equal to or above the minimum withdrawal threshold.

Enter bank details:

There will be empty fields where you can enter bank account number and other details.

Initialize the withdrawal:

Depending on the casino and the type of bank transfer, you may need to wait for a few days for the withdrawal to be processed.

It just takes time How to Make a Withdrawal with a Bank Transfer

More Information about Bank Transfer at Online Casinos

Some players may be curious to learn more useful information regarding instant bank transfer casinos. In this section, you'll get to learn more about the limits, fees, processing time and the top most popular banks in New Zealand where you can hold an account to make deposits and withdrawals.

Limits, Fees and Transaction Times

The truth is that limits, fees and transaction times vary depending on the casino that you'll play at, as well as whether you'll be playing at an instant bank transfer casino NZ site or a direct bank transfer casino. The good news is that limits are usually much higher for deposits and withdrawals, with some casinos allowing players to deposit as low as $10 and withdraw as much as $100,000 in a single transaction.

The fees are usually not big - in most cases, players may be required to pay $5 per transaction. Again, it depends on which mode of bank transfer the player will select - as instant transfer incurs flat fees while direct transfers depend on the casino. Instant bank transfers are processed quickly , while direct transfers and wire transfers may take up to a few days to be processed.

New Zealand Banks for Online Casino Bank Transfer

If you want to make bank transfer from your own account to the casino's bank account, then you will need to to have a bank account at one of the following banks in New Zealand:

  • TSB Bank
  • Westpac
  • ANZ Bank New Zealand
  • SBS Bank
  • Kiwibank
  • BNZ Bank of New Zealand

Bank Payment Casino Security

Bank transfer is one of the safest payment methods to date. The financial institutions implement several security tools and measures that guarantee the safety of bank account holders. The measures include fraud-detection algorithms , as well as two-factor authentication for users. Players can also easily track their payments and see if they have been processed - and where they've ended. As such, bank transfers are very safe to make.

Additionally, online casinos generally use SSL encryption to protect sensitive information, ensuring that all data exchanged between the player and the casino remains private and secure . Reputable casinos also have comprehensive privacy policies in place, outlining how they protect and use player information.

However, it's important that players are also aware of risks such as scams perpetrated by the use of clever social engineerin g, as well as someone getting unauthorized access to bank account details. Players should use common sense when making bank transfer payments to keep safe.

Mobile Casinos with Bank Transfer

Players can also use an online banking portal to make deposits and withdrawals at online casinos right from their mobile devices . The payment process is identical to the one that you'll go through on a regular device. You will still need to log into your account, visit the cashier page and enter billing details for your bank account.

Many top-rated casinos offer high-level support for mobile devices, ensuring that you can enjoy a seamless gaming experience on the go. Some even provide dedicated apps for Android and iOS smartphones and tablets, which make the bank account payment process even simpler and more convenient . Additionally, these mobile-optimized platforms often include features like touch-friendly interfaces and easy navigation, allowing you to play your favorite games anytime, anywhere.

Bank Transfer Alternatives

If you don't wish to make a bank transfer, but would prefer to use another payment method to make a deposit or withdrawal at an online casino, you can use some of the following alternatives:

  • Credit and debit cards: These are pieces of plastic that contain a magnetic strip and a chip, that are linked to your bank account. Popular cards are issued by VISA, Mastercard, Maestro, AMEX and others.
  • E-wallets: They are digital wallets that you can fund via another payment method. When using them at a casino, you won't need to share any sensitive financial information. Some popular e-wallets are Neteller, Skrill and PayPal.
  • Cryptocurrencies: Cryptocurrencies are digital currencies where transaction records are maintained on the decentralized blockchain. As such, they offer next-level anonymity and transaction speeds. Well-known cryptocurrencies include Bitcoin, Ripple, Ethereum and several others.

Make Fast and Safe Bank Transfers at Top NZ Casinos

The majority of top-rated online casinos in New Zealand accept bank transfers as a safe and secure payment option for deposits and withdrawals. The minimum deposit and withdrawals, as well as their maximum counterparts, vary between different casinos - though they are typically larger than the limits for other payment methods.

Players can get generous bank transfer casino bonuses at many of the top-rated casinos that accept bank transfers. Lastly, processing speeds vary and can last up to a few days. I hope you'll successfully make bank transfers at the casino of your choice while having fun playing some of the best casino games to date.

Sources

FAQ

Yes, the online financial institutions that facilitate bank transfers are known to implement heavy security protocols and measures that prevent any frauds from taking place.

The majority of online casinos in New Zealand accept transfers via bank. You can check my list with the best casinos to choose one.

Transaction time varies depending on the transfer mode - whether it's direct transfer or an instant transfer. It can be processed within a few hours and up to several working days.

Yes, though they too tend to vary depending on the transfer mode and the casino. In most cases, players may be required to pay a flat fee of a few dollars.

There are several options to choose from when it comes to finding such a top-rate casino, including Neon Vegas Casino, Spin Casino, Jackpot City Casino and others.

Start by logging into your account and going to the cashier page. Select the bank deposit or withdrawal method and enter billing details and the sum you wish to deposit or withdraw. You can then initialize the transaction and wait for it to be processed.

About the Author

Gambling Expert Aleksa Radulovic

Aleksa Radulovic is an expert in online casinos and the Editor for all English-speaking regions at Citeulike. With years of experience in the gaming industry, Aleksa helps players find the best online casinos and bonus offers. He’s passionate about sharing tips and insights to make online gambling enjoyable and easy to understand. A fan of strategy-based games, Aleksa enjoys exploring both traditional and modern casino games, always staying on top of the latest trends in the industry.

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